Copyright Information

iPayables, iPayables.com and iPayables.net are service marks of iPayables, Inc.
© 2015 – iPayables, Inc. – All Rights Reserved. (for Terms of Use and Legal Notices, please read Legal Information)

Legal Information

iPayables hereby authorizes you to view, copy, download and print the iPayables documents and graphics contained in such documents (“Documents”), that are available on this Web site, provided that:

  • Use of such Documents from this Web site is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media;
  • No changes of any Documents are made;
  • The following copyright notice and permission notice must appear in each document: “Copyright © 2015 iPayables Inc. All rights reserved. Protected by the copyright laws of the United States and international treaties.” and
  • Copyright, trademark, and other proprietary notices are not removed.

The Documents do not include the design or layout of any iPayables owned, operated, licensed or controlled Web site. Elements of iPayables’ Web sites are protected by law and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any iPayables Web site may be copied or retransmitted unless expressly permitted by iPayables.

Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this Web site in whole or in part without iPayables’ prior written consent.

SOFTWARE ON THIS WEBSITE

Any use of software and accompanying documentation from this Web site is subject to the terms of a software license agreement between you and iPayables. You must read the license agreement and indicate your agreement to its terms prior to installing or using the software. All rights, title and interest not expressly granted are reserved.

RESTRICTED RIGHTS LEGEND.

Any Software which is downloaded from this Server for or on behalf of the United States of America, its agencies or instrumentalities (“U.S. Government”), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software – Restricted Rights at 48 CFR 52.227-19, as applicable. Manufacturer is iPayables Inc., 95 Argonaut, Suite 270, Aliso Viejo, CA 92656.

TRADEMARKS

The iPayables products referenced herein are either trademarks or registered trademarks of iPayables and are protected by law. Other product and company names mentioned herein may be the trademarks of their respective owners.

FOREIGN EXCHANGE RATES

Foreign exchange rates under license from XE.com. End-User Terms of Use for foreign exchange rates can be found at www.xe.com/legal/dfs.htm. For questions about foreign exchange rates, visit www.xe.com/faq.htm to review Frequently Asked Questions.

WARRANTIES AND DISCLAIMERS

THE MATERIALS ON THIS SITE ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO THE APPLICABLE LAW, IPAYABLES DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. IPAYABLES DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE MATERIALS ON THIS WEB SITE OR ANY SITES LINKED TO THIS WEB SITE. IN NO EVENT SHALL IPAYABLES BE LIABLE FOR ANY CLAIM OR CAUSE, WHETHER BASED ON BREACH OF CONTRACT, NEGLIGENCE OR OTHERWISE, WHICH ARISES OUT OF OR RESULTS FROM YOUR ACCESS TO, OR USE OF, THIS WEB SITE OR ANY OTHER HYPERLINKED WEB SITE.

IPAYABLES RESERVES THE RIGHT TO MAKE CHANGES OR UPDATES TO THIS WEB SITE AT ANY TIME WITHOUT NOTICE.

Any rights not expressly granted herein are reserved.

Privacy Statement

Tracking Activity on our Application

When you browse the iPayables website or InvoiceWorks application, www.ipayables.com, and are not registered for any service from iPayables, personally identifiable information—such as your name, address, phone number, and e-mail address—is not collected.

However, we track how our site is used by both visitors and our registered customers. One way we track is by using a small string of text that is sent to your browser known as a “cookie.” Cookies collect information that includes the server your computer is logged onto, your browser type (for example, Netscape or Internet Explorer), and whether you responded to an iPayables banner ad from outside our site or through an e-mail link. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your e-mail address or any other personally identifiable information.

Using cookies enables us to recognize your computer if you or someone else using your computer returns to our site, and to keep track of the pages on our site that you or another user of your computer visit, and whether or not you or another user of your computer respond to certain banner ads or special offers. We use this information to help us present more relevant offers and information.

You can adjust your computer browser settings so that you are informed when a cookie is being placed on your browser. You can also set your browser to decline or accept all cookies. However, if you choose to register for an online service on iPayables.com or invoiceworks.net, you must accept cookies in order to access iPayables and InvoiceWorks site pages. These cookies are essential for site administration and security.

Another way we track site activity is by using transparent electronic images called “clear GIFs,” “Web bugs,” or “Web beacons” on ipayables.com and invoiceowkrs.net Web pages. These images count the number of users who visit that page from specific banner ads outside ipayables.com and invoicework.net or through e-mail links. E-mail offers we send may contain these electronic images to help us record who responds to the offer and to measure the offer’s effectiveness.

Usage of Information Collect or Provided to our Application

When you become a registered user on our Application, and utilize online products or services provided on ipayables.com and invoiceworks.net, both yourself and/or your sponsoring customer have provided us with personal information such as your name, address, e-mail address and telephone number. Depending on the online service in which you choose to enroll, you may provide additional information such as your title, department, email preferences and/or your companies payment preferences and payment details; merchant account number and/or bank account information. Becoming a registered user enables you to review confidential account information for the service(s) in which you are enrolled, and to perform other confidential transactions. After you have become a registered user on ipayables.com and/or invoiceworks.net we may obtain additional information, such as information normally collected through the usage of the InvoiceWorks service in which you enroll.

Whether or not you are a registered user on our site, we may request that you provide your name, address, telephone number, e-mail address, and other personal information in order to provide the product or service to you or to process your application for the product or service.

How Information is Used

We use information collected on our site to process transactions you conduct on our Application, and to process applications and deliver the products and services you enroll in or apply for. To do this, it is often necessary to share this information with Customers or Suppliers with whom an existing relationship already exists or with selected vendors and business partners we work with, such as companies that manage accounts and companies that perform marketing services and other business operations for us. We also use it, together with information we have about you as an InvoiceWorks customer, publicly available information, and preferences you indicate, to customize your online experience and to provide you with more relevant offers and updates.

Use of Your E-mail Address

We may use your e-mail address to send you the following types of e-mail messages:

  • Occasional updates about our products and services as well as InvoiceWorks marketing offers.
  • Regularly scheduled e-mail newsletters related to the InvoiceWorks products or services you are enrolled in.
  • Valuable offers from our business partners that we send you on their behalf.
  • Application notifications related to your account(s) such as Invoice approval, denial modification or reminder notifications.
  • Most Application Notification emails can be controlled using user preferences.

We do not share your e-mail address with other companies for them to market their products or services to you. When we hire vendors to deliver e-mails to you on our behalf, they cannot use your e-mail address for any other purpose.

To make our e-mail offers more relevant to you, we may use information you provided in your initial transaction with us, in surveys, from information we have about you as an InvoiceWorks customer and information available from external sources such as census bureau data.

When we send e-mails to you, we may be able to identify information about your e-mail address, such as whether you can view graphic-rich HTML e-mail. If your e-mail address is HTML-enabled, we may choose to send you graphic-rich HTML e-mail messages.

You may also receive e-mail offers from another company for iPayables or InvoiceWorks products and services if you have actively requested that the company send you offers from its partners and/or advertisers. iPayables does not provide these companies with personal information about you. To decline offers from other companies who may send offers on our behalf, follow the instructions provided by that company.

Setting Cookie Preferences

You can adjust your computer browser settings so that you are informed when a cookie is being placed on your browser. You can also set your browser to decline or accept all cookies. However, you must accept cookies if you need to access InvoiceWorks Application site pages. These cookies are essential for site administration and security.

Ads That Link to Our Web Site or Application

iPayables hires other companies to place our banner ads on other Web sites and to perform tracking and reporting activities (“third-party advertisement servers”). They do not collect personally identifiable information in doing this work for us, and we do not give any personally identifiable information to them.

Third-party advertisement servers are subject to their own privacy policies. If you would like more information about the privacy policies of these third-party advertisement servers, including information on how to opt out of their tracking methods, please visit the Network Advertising Initiative Web site.

Safe Harbor

iPayables, Inc. complies with the U.S.-EU Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries. iPayables, Inc. has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view iPayables’ certification, please visit http://www.export.gov/safeharbor/

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