Copyright Information

iPayables, iPayables.net and iPayables are service marks of iPayables, Inc.

© 2005 iPayables, Inc. All Rights Reserved. For Terms of Use and Legal Notices, Please Read Legal Information.

Legal Information

iPayables hereby authorizes you to view, copy, download and print the iPayables documents and graphics contained in such documents ("Documents"), that are available on this Web site, provided that:

1. Use of such Documents from this Web site is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media;

2. No changes of any Documents are made;

3. The following copyright notice and permission notice must appear in each document:

"Copyright © 2005 iPayables Inc. All rights reserved. Protected by the copyright laws of the United States and international treaties." and

4. Copyright, trademark, and other proprietary notices are not removed.

The Documents do not include the design or layout of any iPayables owned, operated, licensed or controlled Web site. Elements of iPayables’ Web sites are protected by law and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any iPayables Web site may be copied or retransmitted unless expressly permitted by iPayables.

Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this Web site in whole or in part without iPayables' prior written consent.

SOFTWARE ON THIS WEBSITE

Any use of software and accompanying documentation from this Web site is subject to the terms of a software license agreement between you and iPayables. You must read the license agreement and indicate your agreement to its terms prior to installing or using the software. All rights, title and interest not expressly granted are reserved.

RESTRICTED RIGHTS LEGEND.

Any Software which is downloaded from this Server for or on behalf of the United States of America, its agencies or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable. Manufacturer is iPayables Inc., 25251 Paseo de Alicia, Laguna Hills, CA 92653.

TRADEMARKS

The iPayables products referenced herein are either trademarks or registered trademarks of iPayables and are protected by law. Other product and company names mentioned herein may be the trademarks of their respective owners.

FOREIGN EXCHANGE RATES

Foreign exchange rates under license from XE.com. End-User Terms of Use for foreign exchange rates can be found at www.xe.com/legal/dfs.htm. For questions about foreign exchange rates, visit www.xe.com/faq.htm to review Frequently Asked Questions.

WARRANTIES AND DISCLAIMERS

THE MATERIALS ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO THE APPLICABLE LAW, IPAYABLES DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. IPAYABLES DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE MATERIALS ON THIS WEB SITE OR ANY SITES LINKED TO THIS WEB SITE.

IN NO EVENT SHALL IPAYABLES BE LIABLE FOR ANY CLAIM OR CAUSE, WHETHER BASED ON BREACH OF CONTRACT, NEGLIGENCE OR OTHERWISE, WHICH ARISES OUT OF OR RESULTS FROM YOUR ACCESS TO, OR USE OF, THIS WEB SITE OR ANY OTHER HYPERLINKED WEB SITE.

IPAYABLES RESERVES THE RIGHT TO MAKE CHANGES OR UPDATES TO THIS WEB SITE AT ANY TIME WITHOUT NOTICE.

Any rights not expressly granted herein are reserved.